Diversified Senior Services

Many people believe Social Security will pay for their final expenses; however, the government only pays a lump sum of $255, for those who qualify.  No one knows when we or a loved one will pass away, but we can take steps now to help ensure that funeral costs and other final expenses will be covered when the time comes. 

 

Funeral costs keep increasing every year, with an average annual inflation rate of 

3.39%, it could be as much as $17,034 in 10 years.  Why leave your loved ones with

a financial burden while they are dealing with a loss?  

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Term Life Insurance- type of life insurance policy that provides coverage for a certain period of time, or a specified "term" of years. If the insured dies during the time period specified in the policy and the policy is active - or in force - then a death benefit will be paid.  Term Life Insurance is the most affordable coverage.

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Whole Life Insurance- A form of permanent life insurance, whole life insurance features guaranteed premiums, death benefits, and cash value. Whole life insurance policies also give you the potential to receive dividends, which can increase the value of the policy when the insured is living or provide an increased death benefit for your beneficiaries.

 

Diversified Senior Services has access to over 50 life insurance companies, which

allows us to get you the most competitive price with the highest rated carrier.  

Let Diversified Senior Services assist you with your Life Insurance/Final Expense needs.